French fintech group NGPES estimates that stablecoin infrastructure investment will reach $8 billion by 2027. This capital flow responds to findings that real-world stablecoin payment activity - including goods, services, remittances, and corporate settlements - reached $390 billion throughout 2025.
These funds are not flowing to new coin issuers, but rather to foundational systems. Capital is being directed toward payment pathways, institutional custody, transaction settlement platforms, compliance technology, reserve management, as well as cross-border payment orchestration and developer APIs. The average value of venture capital deals in this sector rose 30-40% in 2025, and is projected to increase by another 25-35% in 2026 and 20-30% in 2027. “Five years ago, investors asked which stablecoin would win,” said NGPES President Suren Hayriyan. “Now they are asking which regulated infrastructure enables institutional adoption.”
Major Players Building Pathways
Institutional banks are also building their networks. Last July, Standard Chartered launched USDC access for institutional clients. BNY added USDC services covering minting, redemption, custody, and transfer. In the payment network space, Circle integrated Gateway and Circle Payments Network with Fireblocks, making USDC accessible in more than 50 countries with local fiat payouts.
Data from Paybis reveals its user profile. Stablecoins account for 86% of the crypto volume on their platform, with business-to-business (B2B) clients generating 97.8% of that total volume. Around 22.5% of business entities already use or plan to use stablecoins for cross-border payments. In Europe, projected investment in euro-stablecoin infrastructure is expected to reach $300-350 million throughout 2026-2027. This is driven by the growth of eight MiCA-compliant euro stablecoins, which recorded a 128% market capitalization increase to $673.9 million between June 2025 and June 2026.
Volume Explosion in Africa and Latin America
While European financial centers are busy preparing institutional products, the surge in real transaction volume is centered in emerging markets. In Africa, mobile-driven economies are driving forecasts of a 65-80% increase in stablecoin volume in 2026, and 50-65% in 2027. Latin America follows with projected volume growth of 55-65% in 2026 and 45-55% in 2027.
The demand in these markets requires infrastructure that supports daily money circulation. NGPES estimates that transaction activity relative to coin supply will rise 130-140% in 2026, then surge up to 200% in 2027. The sheer size of this market pie is triggering new adoption models. White-label stablecoins are projected to command 15-20% of issuance volume by the end of 2026, increasing to 25-30% by the end of 2027.
The coin competition phase is gradually shifting toward a race to provide money pipelines. The ultimate winner will not be the one that prints the most supply, but the one capable of connecting crypto balances to local merchant cash registers fastest in Africa and Latin America.
Reported from crypto.news.
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Disclaimer: This article is for informational and educational purposes only, not financial advice. Cryptocurrency assets are highly volatile and carry significant risk. Always do your own research (DYOR) and never invest more than you can afford to lose.
